Insurance/Legal Matters in Restoration

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During CAT events, homeowners often have urgent questions about their insurance and FEMA coverage. Restoration professionals must communicate clearly, explain their role, and avoid interpreting their customer’s policy.

Holly Baldwin shares how restorers can become the “second call” by building carrier relationships, earning reviews, and strengthening community trust. 

Did a Travelers builders’ risk policy cover damage from invisible combustion byproducts? Behind the costly, prolonged legal aftermath of an Alabama arson.

Today’s property claims environment rewards accuracy at first pass over speed. Based on 40,000+ Xactimate estimates across the restoration industry. This case study dives into four contractors of various sizes, the Actionable Profile’s Live Estimating Guidance reduced omissions, improved documentation and validation, cut corrections, and accelerated approvals.

Mayuri Rastogi will serve as a senior account manager, Aaron Roland will assume the position of account executive, AJ Donaldson will step into the account manager role, and Daniel Wilhelm will advance to assistant vice president.

During catastrophic events, the success of restoration isn’t measured by how fast your crews mobilize, but how well the work is documented and can be defended months or even years later.

From protecting emergency services to driving pricing transparency and contractor rights, the RIA’s 2025 advocacy delivered measurable wins that strengthened restoration businesses nationwide. 

Restoration estimates often overlook the soft costs like insurance, bonds, and management fees. Here’s why these factors matter and how you can include them in Xactimate. 

Todd Sangid of DocuSketch shares how better communication and documentation can restore trust in the insurance process and streamline restoration work.