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Home » Authors » David J. Dybdahl

David J. Dybdahl

David J. Dybdahl, CPCU,ARM, MBA is the president of ARMR.Network, LLC a specialty insurance brokerage firm that works through independent insurance agents to provide business insurance packages to cleaning and restoration contractors coast to coast. He is a frequent contributor to R&R. He can be reached at 877 735 0800 or visit their web site at www.restorationinsurance.com.

Articles

ARTICLES

umbrellas and covid germs

The Insurance Business and You: Finding Coverage in the COVID-19 Era

David J. Dybdahl
November 3, 2020
No Comments

No industry is more affected by trends in the insurance business than a restoration firm. Insurance companies provide both a source of revenue to restoration firms in the form of claims payments and the insurance that enables companies to stay in business.


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finding insurance coverage in the COVID-19 era

The Insurance Business and You: Finding Coverage in the COVID-19 Era

David J. Dybdahl
October 12, 2020
No Comments

No industry is more affected by trends in the insurance business than a restoration firm. Insurance companies provide both a source of revenue to restoration firms in the form of claims payments and the insurance that enables companies to stay in business.


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coronavirus coverage

How To Insure Your Virus Cleaning and Disinfecting Services

David J. Dybdahl
July 10, 2020
No Comments

COVID-19 has put the cleaning, restoration, and insurance businesses on a wild ride. As you’ve heard me say time and time again, the vast majority of restorers are not adequately insured today for biohazards in general; coronavirus just made things worse.


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dybdahl ate corona

Ask the Expert: Liability Insurance Recommendations for Coronavirus Cleaning

David J. Dybdahl
March 31, 2020
No Comments
Dave Dybdahl of ARMR Network discusses liability insurance policies and what restoration contractors should be aware of when doing structural cleaning during the coronavirus pandemic.
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Restoration insurance changes

Changes in the Insurance Business That Will Affect You In 2020

David J. Dybdahl
December 31, 2019
No Comments

The fortunes of every restoration firm are inextricably linked to the fortunes of insurance companies.


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Coverage for contents cleaning

Coverage for Contents Cleaning

Aaron Millonzi David J. Dybdahl
September 18, 2019
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Over the last few years, contents cleaning and restoration has become an important service for restoration and remediation contractors to provide. Not only can it be profitable, it also offers contractors the opportunity to set themselves apart from their competitors.


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Green Cleaning

Green Cleaning is NOT Risk-Free

Aaron Millonzi David J. Dybdahl
July 10, 2019
No Comments

As the green cleaning trend ramps up, I’m sure many of you are considering implementing this as a service offered by your company. It seems like a no-brainer. 


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Insuring your risk

Insuring Your Risk in Master Service Agreements

David J. Dybdahl
May 13, 2019
No Comments

I was recently chatting with a restorer and trying to explain why his insurance needed to be customized to cover the risks he faced in doing work assigned under master services agreements. 


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Insurance market in the restoration industry

Today’s Insurance Market for Restoration and Remediation Contractors

David J. Dybdahl
January 1, 2019
No Comments

There are significant changes in the insurance marketplace in store for restoration contractors in 2019. These changes will adversely affect many restoration firms, some a lot more than others.


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Managing risks in service agreements

Managing the Risks in Master Service Agreements | Part 1

David J. Dybdahl
October 18, 2018
No Comments

Managing the risks associated with master services agreements with insurance companies for remediation services requires attention to detail when reviewing the contract. If a restorer misses a detail in the contract, the indemnity agreement in these contracts can leave the restorer in the position of being the insurance company of a big insurance company.


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View All Articles by David J. Dybdahl
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