Insurance carriers, adjusters, restorers and policyholders can now streamline claims estimating through the integration between Verisk’s claims-handling solutions, Xactimate and XactAnalysis, and HOVER, the technology company that transforms smartphone photos of any property into a digital twin with 3D data for insurance partners.

Property professionals and policyholders can use the HOVER app on their mobile device to take a set of photos of a loss site. HOVER then transforms those photos into an interactive 3-D model with precise measurements of the exterior structure.

With the new integration, HOVER’s highly-detailed, interactive digital model now automatically imports into Xactimate and XactAnalysis. This allows insurers and home improvement professionals to quickly estimate repair costs. Additionally, adjusters will have the capability to resolve a claim remotely when policyholders are given access to HOVER directly. 

"Our team at HOVER is excited about our collaboration with Verisk because it addresses the traditional challenges associated with homeownership and supports our mission of helping people improve their homes with the world's best 3-D property data,” said A.J. Altman, HOVER’s founder and CEO. “It is a very intense and stressful time when a homeowner has experienced a catastrophic event to their home. Now, we can expedite the entire insurance claim and repair process and get people back in their homes as quickly as possible.”

Verisk provides computer software solutions for professionals involved in estimating all phases of building and repair, such as the Xactimate estimating tool and the XactAnalysis claims assignment, management and analytical network. Verisk property estimating, assignment, management, analytical and collaborative solutions are used by many of the top property insurance companies and repair contractors in the United States and Canada.

“We welcome the opportunity to integrate with HOVER to offer property professionals flexible ways to work faster and more effectively,” said Mike Fulton, Verisk’s president of property estimating solutions. “Verisk’s suite of open, extendable solutions seamlessly connects to many of the products and services that insurers, adjusters and restorers use every day. With this integration, we’re offering even more flexibility for our mutual customers to scope jobs quickly, reliably and safely.”

HOVER and Verisk will demonstrate the new integration with Xactimate on February 15 and 16 at Verisk Elevate 2022 in Salt Lake City, Utah. For more information and to register for this hybrid virtual and in-person conference, visit

About Verisk

Verisk (Nasdaq:VRSK) provides predictive analytics and decision support solutions to customers in the insurance, energy and specialized markets, and financial services industries. More than 70 percent of the Fortune 100 relies on the company’s advanced technologies to manage risks, make better decisions and improve operating efficiency. The company’s analytic solutions address insurance underwriting and claims, fraud, regulatory compliance, natural resources, catastrophes, economic forecasting, geopolitical risks, as well as environmental, social and governance (ESG) matters. 

About HOVER 

HOVER is developing accurate and usable data set of physical property to deliver a simpler and more transparent home improvement experience. Used by contractors, insurance adjusters, architects and homeowners alike, HOVER drives efficiencies with a mobile app that measures, designs, and estimates costs all in one place; smartphone photos transform into beautifully rendered, fully-measured 3D models of any home.