When we think of catastrophic losses like hurricanes, tornadoes, and floods, wildfires, and so on, we picture roofs needing to be replaced, windows blown out, and entire houses that are flooded. 

That was then and this is now! While we would all like to forget 2020, 2021 is a new chance to decide where you want to be!

It was a year we experienced turmoil, unrest, uncertainty, big changes, huge profits, big losses, and one of the most unusual election years in history. It was also a year of awareness.