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Home » Topics » Insurance/Legal Matters in Restoration

Insurance/Legal Matters in Restoration
Insurance/Legal Matters in Restoration RSS Feed RSS

Why Every Restoration Firm Needs Professional Liability Insurance

David Dybdahl
David J. Dybdahl
February 1, 2014
No Comments

Most restoration contractors have glaring coverage gaps in their liability insurance resulting from professional exclusions.


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The “Contract Wars” – Part III

Cover Your Backside
Ed Cross
Edward H. Cross Esq., "The Restoration Lawyer"
January 9, 2014
No Comments

Covering your backside is as much art as it is science.


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The “Contract Wars” – Part II

Beware of special laws for residential contracts
Ed Cross
Edward H. Cross Esq., "The Restoration Lawyer"
Julie B. Isen Esq.
December 2, 2013
No Comments

As discussed in Part I of this series, which appeared in the October issue of R&R, a contract is an agreement voluntarily entered into by two or more parties with the intention of creating a legal obligation. Moving on from the basics, here we will discuss home improvement laws and the most important legal provisions for any restoration contract.


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Beware! Your Category 3 Water Jobs Are Likely Uninsured

Give this article to your insurance agent and tell them that you work at Category 3 water job sites
David Dybdahl
David J. Dybdahl
November 1, 2013
No Comments
Every IICRC-certified water damage restoration contractor knows Category 3 water is classified as Category 3 because it is grossly contaminated with fungi, bacteria or other pollutants.
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Unprepared Restoration Contractor is Dealt Devastating Blow at Trial

Litigating restoration cases can be a minefield for the inexperienced
Ed Cross
Edward H. Cross Esq., "The Restoration Lawyer"
November 1, 2013
No Comments
On September 4, 2013, the mock trial of Moore v. Heatman went forward at “Cross-Examination: The Live Courtroom Experience” at The Experience Convention in Las Vegas, with the Honorable Judge James Dread (played by Jim Holland) presiding.
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The “Contract Wars”

Bad contracts lead to collections nightmares.
October 1, 2013
No Comments

One gloomy morning in 2010, major water damage inundated an upscale Los Angeles residence owned by an unscrupulous and wealthy entrepreneur. He contacted a prominent restoration contractor and signed a generic Work Authorization which did not specify the scope of work or the price.


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A Two-Step Solution to Managing the Risk of Subcontractors

As I look back on 10 years worth of loss records on the restoration firms we insure, more than 90% of the reported claims involve a subcontractor
David Dybdahl
David J. Dybdahl
September 3, 2013
No Comments
Hiring subcontractors in the restoration business is a way of life. Very few owners of restoration firms appreciate how risky subcontractors can be or how easily this risk can be reduced.
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Toxic Mold Litigation: 2013 Update (Part II)

Science is, oddly enough, not always an exact science. And science changes over time
Ed Cross
Edward H. Cross Esq., "The Restoration Lawyer"
Julie B. Isen Esq.
September 3, 2013
No Comments
In Part II, we’ll examine how a jury will react to mold claims in a court of law as well as how to handle such a situation if going to court is unavoidable.
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Home Mold Remediation

Toxic Mold Litigation: 2013 Update (Part I)

Mold lawsuits remain plentiful and large recoveries still occur, although they have not wielded the devastation to the restoration industry that many had feared
Ed Cross
Edward H. Cross Esq., "The Restoration Lawyer"
Julie B. Isen Esq.
August 7, 2013
No Comments

Customer calls you to dry the structure and fix the leak. While you’re working, you happen to miss some water that has found its way down to the baseboard. Whoops.


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cross stock photo man breaking piggy bank

Making Mortgage Companies Work With You (And Beating the Money Out of Them if They Don’t)

No matter your relationship with the homeowner, the adjuster or the insurance company, your relationship with the mortgage company is likely to be a competition of adverse interests
Ed Cross
Edward H. Cross Esq., "The Restoration Lawyer"
Julie B. Isen Esq.
July 8, 2013
One Comment

No matter your relationship with the homeowner, the adjuster or the insurance company, your relationship with the mortgage company is likely to be a competition of adverse interests, but try to keep it from becoming personally hostile.


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