Weekly Hands-on How-To powered by KnowHow
How to Work with Third-Party Administrators (TPAs) in Water Mitigation

All images provided by KnowHow.
Navigating insurance claims can feel like working through a maze—there are layers of protocols, paperwork, and approvals that can slow things down. That’s where Third Party Administrators (TPAs) come in. TPAs act as middlemen, handling claims for insurance carriers and ensuring that everything from project updates to final reports is by the book.
But here’s the catch: working with TPAs isn’t just about doing the job well. It’s about building strong relationships, understanding their unique requirements, and delivering consistent, reliable service. Get it right, and you’ll secure more opportunities. Get it wrong, and claims can stall or be denied altogether.
In this how-to, powered by KnowHow, we’ll walk you through the essential steps to establish partnerships with TPAs, follow their protocols, and keep the workflow running smoothly. Let’s dive in and make the claims process work in your favor!
Step 1: Establish a Relationship with a TPA
Building a relationship with Third Party Administrators (TPAs) is key to accessing more insurance claims and expanding your business opportunities. Begin by identifying TPAs in your area through online research or networking events. Introduce your water mitigation company, highlighting your services, and inquire about their process for collaborating with vendors.
Once initial contact is made, schedule a meeting to discuss potential collaboration and formalize an agreement to establish your company as a trusted vendor. It can also help to work with an organization with pre-existing relationships with TPAs and assist with getting your company compliant with the various TPA requirements.

Step 2: Understand the TPA's Requirements
Each TPA will have specific protocols, documentation standards, and reporting expectations. Request a detailed list of requirements early in the process. These may include timelines for submitting reports, billing procedures, and project documentation standards.
Take the time to thoroughly understand these guidelines to ensure your company can meet the necessary criteria. Non-compliance with requirements can lead to delays or disputes in claims processing, so it's important to stay informed and organized.
Step 3: Communicate Effectively with the TPA
Clear communication is essential for maintaining a strong working relationship with a TPA. Keep them informed throughout each stage of the water mitigation project by providing regular updates on progress, delays, and any issues that arise.
Respond to their inquiries or concerns promptly to demonstrate reliability and professionalism. Proactive communication builds trust, reduces misunderstandings, and helps ensure smoother claims processing.
Step 4: Follow TPA Protocols
TPAs have established protocols to ensure consistency and compliance with insurance standards. Adhering to these protocols is vital to maintaining a successful partnership. This includes:
- Submitting Documentation: Provide detailed reports and required paperwork on time.
- Meeting Service Standards: Follow specific steps for mitigation and restoration as outlined by the TPA.
- Seeking Clarification: If any protocol is unclear, don’t hesitate to reach out to the TPA for guidance.
By following these protocols, you streamline claims handling and improve your standing as a reliable vendor.

Step 5: Provide Exceptional Service
In the end, TPAs value vendors who consistently deliver top-tier service. To build a lasting relationship, focus on providing prompt, high-quality water mitigation services. This includes conducting thorough assessments, responding quickly to service requests, and completing projects efficiently.
Exceeding expectations not only enhances your reputation but also increases your chances of being selected for future projects. Trust is built through reliability, expertise, and consistently excellent performance.
Build Stronger TPA Partnerships with KnowHow
By establishing strong relationships, understanding their requirements, and consistently delivering high-quality water mitigation work, you position your company as a go-to vendor for future projects.
When it comes to maintaining the consistency and professionalism TPAs demand, KnowHow is the ultimate solution. KnowHow equips your crew with instant access to company-specific SOPs and on-site support, ensuring everyone is on the same page, every time. With KnowHow, you eliminate confusion, reduce errors, and confidently meet TPA requirements to stand out as a trusted partner.
Ready to take control of your claims process? Visit tryknowhow.com today and learn how we can help you set the standard for restoration excellence.
Looking for a reprint of this article?
From high-res PDFs to custom plaques, order your copy today!