This is the third of a four-part series by Annissa on handling catastrophe loss situations. Whether an area has been ravaged by wildfire, like her home state of Washington, or tropical weather is taking its toll on urban landscape, it's important to be prepared for disaster to strike and be able to respond accordingly.

For part 1, visit here.

For part 2, visit here.

In part 3, Annissa walks through the different types of adjusters you may encounter in a cat loss situation -- what they handle, and what you need to know.