This is the second of a four-part series by Annissa on handling catastrophe loss situations. Whether an area has been ravaged by wildfire, like her home state of Washington, or tropical weather is taking its toll on urban landscape, it's important to be prepared for disaster to strike and be able to respond accordingly.

To see part 1, visit here.

In part 2, Annissa walks through four things to consider when contemplating taking on a catastrophe loss.