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Home » liability

Articles Tagged with ''liability''

modern marketing to insurance agencies

Modern Marketing to Insurance Agencies

David Dybdahl
David J. Dybdahl
September 19, 2016
No Comments

Every restoration contractor seems to know an insurance agency can be a good source for referrals. Most marketers have noticed marketing to insurance agencies is becoming less productive over time. The good news is – there is a way to reverse the trend by understanding how and why it is happening.


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Contractor-Pollution-liability

The #1 Question on Contractor Pollution Liability

Occurrence vs. Claims-Made Policies
Ross Driscoll Jr.
August 10, 2016
No Comments

It is not often that you find restorers without Contractor Pollution Liability (CPL) these days, as it is required by almost all TPAs, insurance companies, property managers, and anyone else who might send you work.


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Dybdahl_balancing-risks-and-rewards

Knowing the Risks & Reaping the Rewards of Biohazard Cleanup

David Dybdahl
David J. Dybdahl
Kari Dybdahl
July 6, 2016
No Comments

Restoration firms providing biohazard cleaning services need special training and insurance coverage to manage the additional risks associated in performing this type of work.


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Working with Restoration Networks

Working with Restoration Networks

David Dybdahl
David J. Dybdahl
June 7, 2016
No Comments

If you have read my columns in R&R over the years, you know I complain and warn a lot about the coverage problems with the liability insurance policies sold to restoration firms.


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The Best Risk Management Tool for Mold Remediation

New version of ANSI/IICRC S520 now available
David Dybdahl
David J. Dybdahl
December 18, 2015
No Comments

Did you know the ANSI/IICRC S520 Professional Mold Remediation Standard is the most import risk management tool ever conceived for the mold remediation business?


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Part Two: Fixing Gaps in Your Liability Insurance Policies

9 out of 10 restoration companies have policies with a fatal flaw
David Dybdahl
David J. Dybdahl
August 6, 2015
No Comments

You’ll recall in July, I explained a problem you may have within your master services agreements – specifically related to additional insureds.


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Part One: Fixing Gaps in Your Liability Insurance Policies

9 out of 10 restoration companies have policies with a fatal flaw
David Dybdahl
David J. Dybdahl
July 8, 2015
One Comment

Your insurance agent has very likely set you up to be in breach of contract and to be the insurance company for a really big insurance company on the work you do under master services agreements.


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Ask Annissa: Why are signed release forms from the homeowner so important?

Annissa Coy
Annissa Coy
June 11, 2015
No Comments

This week, Annissa explains why it's so important homeowners sign liability forms.


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Ask Annissa: What Kind of Insurance Do I Need if I Only do Restorative Cleaning?

May 9, 2014
No Comments

Much of this answer may be dictated by laws in your particular city.


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Ask Annissa: What is a “Rider” on an Insurance Policy and What Impact does it have?

A rider is a provision of an insurance policy that is purchased separately from the basic policy and that provides additional benefits
March 7, 2014
No Comments

At the beginning of any job, I always ask the homeowner if they have any riders on their homeowner’s policy. 


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