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Home » Keywords » liability insurance

Items Tagged with 'liability insurance'

ARTICLES

mold/bacteria job site insurance

A Buyer’s Guide for Mold/Bacteria Job Site Insurance

David dybdahl
David J. Dybdahl
May 6, 2022
No Comments

In response to an explosion of “toxic mold” claims in 2000-2001, the insurance industry acted in unprecedented unison to universally get rid of all claims related in any way to mold. They didn’t stop at just excluding claims from mold; they threw bacteria into the exclusion as well.


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Getting free liability insurance

Getting Free Insurance: A Play Out of Insurance Company Playbooks

David dybdahl
David J. Dybdahl
September 30, 2021
No Comments

With a good subcontractor agreement that has solid insurance requirements, many of the most expensive losses in the restoration business can be offloaded on a primary basis onto the subcontractor’s liability insurance policies.


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Your 2021/2022 Insurance Picture as a Restorer

Your 2021/2022 Insurance Picture as a Restorer

David dybdahl
David J. Dybdahl
August 30, 2021
No Comments

David Dybdahl discusses the insurance picture for restorers’ business insurance over the next 12 months and suggest some adaptations to address impending changes in that risk picture.


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bear trap with money as bait

Top Liability Money Traps to Avoid In 2021

David dybdahl
David J. Dybdahl
April 29, 2021
No Comments

What is a liability money trap? For what I am addressing here, it is a set of facts and circumstances that can lead to potential liability issues for restoration firms. Facts and circumstances have already set the trap for the unaware; below is some advice on how to not into the traps. 


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cityscape, a river with ice

The 2021 Polar Vortex: Insurance and Risk Management Considerations for CAT Work

David dybdahl
David J. Dybdahl
April 1, 2021
No Comments

Climate change strikes again with another polar vortex in the U.S., creating new sources of big dollar demand for the restoration industry. 


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exercise gym

COVID-19: Applying 2020 Lessons in 2021

Nate Seward PE, CIH
January 1, 2021
No Comments

It’s not surprising that “pandemic” was one of the most used words in 2020. Coronavirus (SARS-CoV-2, the virus responsible for COVID-19) has caused a global pandemic that has been devastating in many ways to virtually all countries on earth.


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coronavirus coverage

How To Insure Your Virus Cleaning and Disinfecting Services

David dybdahl
David J. Dybdahl
July 10, 2020
No Comments

COVID-19 has put the cleaning, restoration, and insurance businesses on a wild ride. As you’ve heard me say time and time again, the vast majority of restorers are not adequately insured today for biohazards in general; coronavirus just made things worse.


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post pandemic economy

Taking Lessons from the Last Economic Downturn into the Post-Pandemic Economy

Les Cunningham
July 7, 2020
No Comments

While recently checking my notes from the 2008-2009 meltdown, I reviewed some thoughts that I’d put together then as to what changes would be needed to help clients make it through the aftermath of that economic downturn. The prime directive was to stay “profit focused.”


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man hiding under covers

Avoiding Collection Nightmares: An Attorney’s Best Practice Tips

Chase Ames
June 30, 2020
No Comments

It’s a tale as old as time. A customer’s home has suffered a disaster that needs immediate attention. Your team arrives quickly and diligently works to make the home good as new. The customer is ecstatic with the work . . . until the invoice arrives. 


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dybdahl ate corona

Ask the Expert: Liability Insurance Recommendations for Coronavirus Cleaning

David dybdahl
David J. Dybdahl
March 31, 2020
No Comments
Dave Dybdahl of ARMR Network discusses liability insurance policies and what restoration contractors should be aware of when doing structural cleaning during the coronavirus pandemic.
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