Ask Annissa: What Kind of Insurance Do I Need if I Only do Restorative Cleaning?
Much of this answer may be dictated by laws in your particular city, so check with your local business licensing agency for their requirements.
But generally, if you are only doing restorative cleaning and not any construction or demolition whatsoever, then the insurance is a lot like a janitorial policy and usually not very expensive. With that being said, there are a few things that may increase your premiums. The underwriter that your insurance agent goes to can also vary greatly from one to another, so be sure to look at more than one company for a quote.